Which term is defined as injury, including bodily injury, arising out of one or more intentional torts?

Which term is defined as injury, including bodily injury, arising out of one or more intentional torts?

• A. Slander
• B. Personal and Advertising Injury
• C. Property Damage
• D. Pollutant

Answer: (B)

Personal and Advertising Injury is the term that covers injuries that arise from offenses connected to the insured’s business activities, including actions like defamation, privacy violations, or misrepresentation in advertising. The definition explicitly includes injury, including bodily injury, arising out of one or more intentional torts committed through the conduct of the insured’s business. That broad scope is why it’s the best fit for this description: it encompasses injuries that come from intentional torts in a business context, not just a specific harm like slander or a purely physical property claim. The other options refer to narrower concepts (defamation as a type of harm, or physical property or environmental damage) and don’t capture the overarching coverage for injuries arising from intentional torts in advertising or business conduct.

Personal and Advertising Injury is the term that covers injuries that arise from offenses connected to the insured’s business activities, including actions like defamation, privacy violations, or misrepresentation in advertising. The definition explicitly includes injury, including bodily injury, arising out of one or more intentional torts committed through the conduct of the insured’s business. That broad scope is why it’s the best fit for this description: it encompasses injuries that come from intentional torts in a business context, not just a specific harm like slander or a purely physical property claim. The other options refer to narrower concepts (defamation as a type of harm, or physical property or environmental damage) and don’t capture the overarching coverage for injuries arising from intentional torts in advertising or business conduct.